For a long time I kept it a secret the difficult times that Mr. Daddy and I have been through. Financially, we have struggled since we moved back to this area nearly five years ago. Having two kids in daycare was tough too. The year that we had them both in daycare full time? That year we shelled out $12,000 in daycare fees. You might wonder why I even worked, but it was always my job that had the insurance. And having had to buy private insurance for a year while we were self-employed made me realize what an awesome thing employer subsidized healthcare is. Things have gotten easier as the kids have gotten older. We went from two kids in daycare to just one and starting this Friday both our children will be in public school and all we'll have to pay for is after school care.
I came clean a couple of months back about our struggles and it was a huge relief. I always felt like I was holding something back from you guys and now there are so many more things I can blog about now that you know most of the details. Also, since then I've been reading so many blogs by people who have either been laid off or whose loved ones have been laid off. It's made me realize that we are not alone.
Since that post of mine, Mr. Daddy and I have really been working to pay off our debt. We've paid off three cards and just started working on the 4th this month. If I had actually written a physical check for the nearly $1000 I just sent Bank of America, I would have written SUCK IT in the memo field. I was saying it in my mind, though.
There's an old hymn that instructs us to "Count your blessings, name them one by one" and so I'm going to take a moment to write about a few things I'm thankful for:
1. I'm thankful that Mr. Daddy and I have been able to make such progress on our paying off our debts.
2. I'm thankful that we had enough extra money for me to buy a plane ticket so I could go and see AndreAnna this September (Woot!) Also joining us? Annabelle Speaks, Pseudostoops, Campenette, Belle Plaine, and McMama. If I left anybody out, I apologize. I've never met any of these women in real life, but I've gotten to know them all via their blogs and Twitter over the past couple of weeks. And AndreAnna is one of my most consistent commenters (and one of my favorite bloggers), so I'm super thrilled to finally get to the hang with her.
3. Mr. Daddy is able to fulfill a dream of his: to register for the introductory blacksmithing class at the John C. Campbell Folk School this November.
4. We were able to buy the kids' back to school clothes without worrying where the money was going to come from.
I know all this is money related and I don't want it to seem like we're Mr. and Mrs. Gotrocks all of a sudden, or seem like I'm bragging, but I just cannot tell you what an absolute relief it is to be able to do these things. For so many months, nay years, we had our noses to the grindstone without room for any extras. There were literally times when we were down to $5 or less before payday. So to finally be able to breathe and have a little fun, well that feels pretty darn good.
Throughout our financial troubles, Mr. Daddy and I have tried to continue our charitable giving. We give weekly to our church. Our Sunday school class provided food for needy kids to take home on the weekends. Mr. Daddy sends money occasionally to Make A Wish and I send money pretty regularly to the USO. I believe in paying it forward. So, in honor of the many, many blessings we have received, I want to make a gift. In your name.
Leave a comment with the name of your favorite charity by 11:59 p.m. on August 4th. I will use a random number generator to select one of the comments and then I will make a $50 donation in your name to the charity of your choice.
The way I see it, this way everybody wins.
5 years ago